Hi, 👋 I’m Ryan Hart — commercial insurance broker at GroupLeader.com and creator of BiggerBonds.com.

I help real estate investors and contractors get insurance so they can build cool stuff.

Look, you probably don't need another insurance agent.

You've probably got someone already. They probably return your calls... eventually. Your rates are probably fine.

I mean, why rock the boat, right?

Here's What I'm NOT Going to Do:

I'm not going to tell you horror stories about contractors getting sued into bankruptcy.

I'm not going to spam you with "Get a Quote!" emails every other day.

I'm not going to promise you'll save 15% on your premiums (because honestly, I have no idea what you're paying).

I'm not going to pretend I'm the "best" insurance agent in town. There's probably 47 other agents saying the same thing.

Honestly? I don't really care if you switch to me or not. I've got plenty of clients already.

What I Will Tell You (If You Actually Want to Know):

I handle three things: General liability, workers comp, and surety bonds.

That's it. I don't sell auto insurance to soccer moms or life insurance to your uncle Bob.

Just boring commercial policies for contractors who need to get bonded and insured so they can actually work.

The Companies I Work With:

Travelers. Liberty Mutual. Zurich. CNA. Hartford.

They're fine companies. They pay claims when they're supposed to. They've been around since your grandfather was swinging a hammer.

Nothing sexy. Just reliable insurance carriers that understand construction.

The Process (If You Care):

• You tell me about your business.
• I quote it with multiple carriers.
• You pick what works.
• I handle the paperwork.

Pretty revolutionary, I know.

Here's the Thing...

Most contractors spend more time researching which nail gun to buy than they do making sure their insurance actually covers what they think it covers.

But hey, priorities, right?

What Happens If You Stick With Your Current Agent:

• Probably nothing. They'll probably keep doing whatever they've been doing.
• Your rates will probably go up at renewal (they usually do).
• You'll probably get the same generic coverage everyone else gets.
• When you need that bond for the big job? You'll probably get it... after signing your life away.

What Happens If You Work With Me:

• You'll get quotes from carriers that actually want contractor business.
• I'll explain what you're buying in plain English instead of insurance-speak.
• When you call, I'll probably answer. Wild concept, I know.
• You might save money. You might not. Depends on what you're paying now.

The Choice Is Yours

Want to see what else is out there? Fill out the form below.

Happy with what you've got? Cool. Keep doing what you're doing.

I'll be here either way, probably explaining to another contractor that an inland marine policy covers tools, not their fishing boat.